Joining the HBW Team

En Español

HBW Contract and AIG Appointment

Within the link above you will find the HBW Contract and AIG Appointment paperwork. We have packaged these forms together because AIG is our main highlight carrier. The non-refundable $99.00 application fee includes an application processing and an Agency Building System. Please review the recruiting standards and practices below.

HBW's Recruiting Standards & Practices.

Agency Building System (Welcome Kit)

Agency Building System

Each new agent receives an Agency Building System which includes a Black Leather Padfolio with embossed HBW logo, logo Calculator, logo Pen, Agency Building System CD, and Audio CDs Featuring Rick Hollar of AIG and Barney Hellenbrand, Raymond Berry, and Miguel Romero of HBW.

Getting Your Life Insurance License

In order to sell Life Insurance, you must obtain a resident or non-resident license for the state you wish to conduct business in. A resident license is designed to license an agent in the state that he/she resides in. A non-resident license is designed to license an agent in a state that he/she does not reside in. To obtain all the necessary forms, state requirements, and fee schedules for the state you wish to be licensed in, visit http://www.nipr.com/. Once you're at the site, click on "State Web Sites" and a map will appear. Choose the state in which you wish to obtain your license.

The Next Step

Once you have obtained your insurance license, you can sell various products by Contracting With Insurance Carriers.