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Life - Highlight Carrier Commissions
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In addition to the following commissions, AVPs, EVPs, and NDAs receive generational overrides.
AIG / American General
Commissions are annualized (75% for agents that qualify) and paid directly from the carrier. Commissions and override percentages are based upon the product payout, then by your HBW level. Paid premium is applied toward NDA, EVP, and Base Shop Bonus.
Advanced commissions max per case: NDA - $2,500, EVP - $1,500, AVP - $1,000, PAVP - $750, SAM - $500, AM - $500, REP - $500
AIG / American General Commission Table
| Product |
NDA |
EVP |
AVP |
PAVP |
SAM |
AM |
REP 2 |
REP 1 |
| Select-A-Term 31-35 |
115% |
115% |
105% |
95% |
85% |
75% |
65% |
60% |
| Select-A-Term 20-30 |
110% |
105% |
100% |
90% |
80% |
70% |
60% |
55% |
| Select-A-Term 19 |
108% |
103% |
98% |
88% |
78% |
68% |
58% |
53% |
| Select-A-Term 18 |
106% |
101% |
96% |
86% |
76% |
66% |
56% |
51% |
| Select-A-Term 17 |
104% |
99% |
94% |
84% |
74% |
64% |
54% |
49% |
| Select-A-Term 16 |
102% |
97% |
92% |
82% |
72% |
62% |
52% |
47% |
| Select-A-Term 15 |
100% |
95% |
90% |
80% |
70% |
60% |
50% |
45% |
| Select-A-Term 12 |
90% |
85% |
80% |
70% |
60% |
50% |
40% |
35% |
| Select-A-Term 10 |
80% |
75% |
70% |
60% |
50% |
40% |
30% |
25% |
| ROP Select-A-Term 31-35 |
110% |
105% |
100% |
90% |
80% |
70% |
60% |
55% |
| ROP Select-A-Term 15 & 20-30 |
105% |
100% |
95% |
85% |
75% |
65% |
55% |
50% |
| UL1 |
90% |
85% |
80% |
70% |
60% |
55% |
40% |
35% |
OMFN - Old Mutual Financial Network
Commissions are paid weekly direct from the carrier. Generational overrides are paid weekly from HBW. Advanced commissions are 50% for agents that qualify. $3,500 max per case all levels.
OMFN - Old Mututal Financial Network Commission Table
| Product |
NDA |
EVP |
AVP |
PAVP |
SAM |
AM |
REP 2 |
REP 1 |
| Term 30 |
105% |
100% |
95% |
85% |
75% |
65% |
55% |
50% |
| Term 25 |
105% |
100% |
95% |
85% |
75% |
65% |
55% |
50% |
| Term 20 |
105% |
100% |
95% |
85% |
75% |
65% |
55% |
50% |
| Term 15 |
105% |
100% |
95% |
85% |
75% |
65% |
55% |
50% |
| UL1 |
105% |
100% |
95% |
85% |
75% |
65% |
55% |
50% |
1 This is an example of compensation for a UL product. Actual compensation may vary per product.
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