Life - Specialty Carrier Commissions

In addition to the following commissions, AVPs, EVPs, and NDAs receive generational overrides.

American Amicable

Commissions are annualized (75% for agents that qualify) and paid directly from the carrier. Commissions and override percentages are based upon the product payout, then by your HBW level.

Advanced commissions max per case: NDA - $2,500, EVP - $1,500, AVP - $1,000, PAVP - $750, SAM - $500, AM - $500, REP - $500

American Amicable Commission Table
Product	NDA	EVP	AVP	PAVP	SAM	AM	REP 2	REP 1
Easy Term - Term 30	95%	92.50%	90%	80%	70%	60%	50%	50%
Easy Term - Term 20	95%	92.50%	90%	80%	70%	60%	50%	50%
Easy Term - Term 10	80%	77.50%	75%	65%	55%	45%	35%	35%
Family & Golden Solutions Ages 0-80	95%	92.50%	90%	80%	70%	60%	50%	50%
Family & Golden Solutions Ages 81-85	75%	72.50%	70%	60%	45%	35%	25%	25%
Golden Guarantee (Only Available in MD, NC, NJ, SC)	75%	72.50%	70%	60%	50%	40%	30%	25%
Classic Solution	9.50%	9%	8.50%	8%	7%	6%	5%	5%

American National

Commissions are assigned to HBW and paid as earned. Commissions and override percentages are based upon the product payout, then by your HBW level. Please allow a minimum of 4 to 6 weeks for commission statements to be received by HBW. Commission check are processed each week on friday and mailed no later than Monday. Please note that a minimum of $100 in commissions must be obtained before checks are generated.

Assigned Commission Levels
HBW Level	NDA	EVP	AVP	PAVP	SAM	AM	REP 2	REP 1
Percentage Payout	95%	92.50%	90%	80%	70%	60%	50%	45%

Commissions and override percentages are based upon the product payout, then by your HBW level.
Example: Commissionable Premium x Product Payout x HBW Assigned Level = Commission

Product	NDA
Affinity II Term 30	95%
Affinity II Term 20	95%
Affinity II Term 10	85%

Affinity Term 30	100%
Affinity Term 20	57%
Affinity Term 10	57%

Select ROP 30	95%
Select ROP 20	95%
Select ROP 15	90%
Select ROP 10	85%

UL	100%