Incentive Programs

$100,000 Ring Club

Earn $100,000 through HBW's affiliated carriers in a calendar year to qualify for your $100,000 Ring! Slots for diamonds as your earnings increase and a diamond center for $1,000,000 earners!

Centurion Group

The Centurion Group is the highest honor bestowed upon HBW associates. Members of the Centurion Group submit 100 American General applications in a month and 1,000 American General applications in a rolling 12 month period.

$50,000 Watch Club

Not only does $50,000 Watch Club membership reflect a specific achievement in personal earnings, it is a symbol of all around excellence.

Pacesetter Program

The Pacesetter programs marks your recruiting milestones with recognition and rewards!