Term Quotes and Illustrations Generator

To run a quote, click here.

To run Simplified Issue and Final Expense products click here

To run quotes for HBW’s exclusive product please log in and click the bulletin: Income Advantage Suite

For all other divisions please visit the products tab

Field Underwriting Form (PDF) – This form is provided to help agents determine their client's tentative rate class. Agents can view the underwriting guidelines for each carrier and product on the life product details or underwriting search tab under the business pipeline.

Impaired/High Risk – Client's with health issues (Heart attack, cancer, build, etc.) or hazardous occupations or hobbies (Race car driver, pilot, SCUBA diver, etc.) that will not qualify for standard and above class ratings should be shopped through our Impaired Risk section. Just select your client's impairment from the "Ask the Doctor" Menu.